7 /#48walks

A bit out of order, but this was 7/#48 walks.

I feel like getting my kids outside and exploring is a gift, and hopefully a way of life for them in their future.

We live in such a gorgeous place. 

February Progress

February.

By the time we get to the end of February we are just kind of battle weary. The glow of the new year has dimmed. We are tired of Winter's short, dark days. Even as the days are getting longer and stronger, they are just not enough at February's end. Are they?

At the end of February I am careful to remember that things can change so gradually that you will not notice it if you are not mindful. If you are drudging through your routine, head down and cursing your wet feet, you will just miss the change.

I look for the light, and the new growth, and the sunsets that are a minute or two later than the night before.

Then in comes March, with its joyful parade of light, and flowers, and greenery, and warmer days. St. Patricks day, and Guiness and corned beef and cabbage.

I love March. It has always been one of my favorite months.

Anyway, on to the financial update:
February was a great financial month! We were able to so away another $1900. Still working about 12 hrs a week at hospital, and only eating at home the majority of the time.

While this is pretty great, and far above what I assumed would be possible last December, we became unfocused this last week and spent a bit more on food than I wanted to.

I will do my best to make March even more organized. This helps any budgeting endeavor.

Just a quick blip today to mark progress. Hope your weekend is nice and relaxing!

Banana Pancakes

Happy Friday!

It is suppose to be 57° and sunny here today! That's practically a Summer day!

To make it even better, my husband has the day off. We will be heading out to one of our favorite Springtime hiking spots as soon as my eldest gets out of school this afternoon. 

I rose especially early this morning, for no particular reason at all. It is a strange phenomenon that I have so much more energy if I rise before the sun, even with inadequate sleep.

So I found myself with a quiet house, unable to go back to sleep. I did some yoga, and wrote a bit. Then I made these banana pancakes from scratch before I woke my girl for school.

Banana Pancakes:

1 1/2 Cup All purpose flour

3 1/2 Tsp baking powder

1 Tsp salt

1Tbsp brown sugar

1/2 Tsp cinammon

1 1/4 Cup whole organic milk

3 Tbsp egg whites or 1 egg

3 Tbsp melted butter

1-2 over ripe bananas

Pre-heat griddle or pan. Mix all dry ingredients together. Make a well in the center and add in milk, egg, bananas, and butter. Mix until just blended. Lumps are ok.

Lightly spray griddle with oil, spoon batter onto hot griddle. Cook until done in the center, flipping halfway through. (I just wait until the bubbles are almost done on one side then flip).

And,  I don't make banana pancakes without singing this song at least once.

Have a happy, relaxing weekend!!!

Dust Allergy Life Hack: Keep Clean Linens Allergy-Free

Soooo, raise your hands if you have a dust mite allergy.

I do!

I am able to forgo daily allergy meds by limiting my exposure.

I do this mostly by cleaning, using allergy covers on all of my bedding, and washing all of that in HOT water every week.

I then have to replace my allergy covers every year, which I try to remember to do in January.

I bought allergy covers for my pillows for 2/$16.00 online last month, and that was a huge mistake. They were not breathable whatsoever, so air was trapped inside. It was like sleeping on an unopened bag of potato chips or something. It was super uncomfortable. 

The only work-around I tried was unzipping them a tiny bit to help the air escape but that basically renders them useless since then the allergens also have an escape route. Another fun side effect of my work-around was the whoopie cushion noise that was produced as you rolled your head around on it. You go ahead and say "It wasn't me! It was my pillow!" to whomever you share your bed with and see how that goes down.

 I ended up buying cheaper ones for $4.00 each. They feel like a dream compared to the more expensive ones.

Since I had already opened and washed the ones I bought online, I didn't feel comfortable returning them and getting my $16.00 back. I immediately thought of my second allergy dilemma- linen storage.

Our house has no linen closet. None, whatsoever.

Currently our linens live in a shelf tower inside my closet. This skeeves me out. 

I just know those little dust mite jerks are finding their way to them. In fact I put the sheets and pillowcases away in the tower, and will re-wash them before I put them on my bed. If I don't then I can't sleep very good because I am worried my eyeballs will be red and swollen and I will look like a troll in the morning. 

I realize this is neurotic, and probably wasteful.

So I made these clever linen storage bags out of my allergy covers.

 With a stencil and a laundry pen that I already had on hand. 

Pretty allergy protection for my bedding, and no wasting of money. 2 problems- SOLVED. Good job, me!

+++ Bonus points;  my water and electricity bill will be less, and my linens will not wear out as quickly.

Waste not, Want not!

I used:
Dust allergy pillowcase cover
Duck Tape (from a different project)
This pretty stencil (from a different project)
Rub-A-Dub Laundry marking pen. (Already had it)

I taped my stencil down. I did not iron my pillowcase beforehand. 

Then I just traced inside the stencil, took it off and added some freehand shading to the bird.

So pretty, so simple. The whole project took less than 20 minutes from start to finish.

Here it is all zipped up and folded. Ready to go on the shelf, and keep the dust out!

This would also be a lovely way to keep your guest linens clean and fresh. One pillowcase can easily hold a couple of blankets or a duvet as well.

Have other ways you might use this idea? Let me know in comments?

Quotes and Motivation: Invincible Summer

I took this picture on Mt. Rainier last year. 

 While we have had a much drier Winter than usual, rain is in the forecast for the next 9 days. I have finally made peace with the rain, and even found peace IN the rain.  I still find I have to be careful here, and this is a quote I often refer back to. 

It reminds me the light will return. It's already on it's way!

 Ir reminds me how thankful I am for the gift of vivid imagination. I can always recall the glow of a Summer day spent on the water, or a crisp Spring morning in the forest when the Earth is just waking up from Winter. I can even plan for future days spent in similar ways. 

Until then, I will focus on that bright center of my brain that knows the promise of longer days full of warmth is kept, and always believes that the best is yet to come. 

+ Gratitude and mindfulness go a long way!

What is your favorite uplifting quote?

4 Ingredient Gluten-Free Peanut Butter Cookies

Two recipes in one!

This is one of those old favorite frugal recipes I am teaching my daughter for her college years. I don't care if she is only 8. Sometimes you need a cookie, and when you look around in your kitchen, all you can find is:

1 cup peanut butter (creamy or chunky. I won't judge)

1 cup sugar (brown, or white)
1 egg or 3 tbsp of egg whites if you have egg sensitivities like me.
Splash of vanilla.

Preheat oven to 375°. Spoon cookie dough into 1" balls and put on baking sheet. This is a sticky process and I like to get a spoonful, then scrape it off the spoon with my hand then onto the cookie sheet.

For the finish, you can choose to either flatten with the bottom of a glass. (If the glass sticks, just dip in sugar) and follow up with a cute little cookie cutter impression.

or...

You can do criss cross pattern with a fork,the same sugar trick applies if your fork is sticking.  This one reminds me of being little. Our sweet little old neighbor lady would bake us peanut butter cookies, shove them in a ziploc bag, and hand them to us as we whizzed by on our roller skates. 

Bake at 375° for 8-10 minutes. Let cool and remove from baking sheet. Consume with reckless abandon. These are around 66 calories each. Even less if you are using egg whites.

Easiest homemade cookies ever.

Go make some!

Have any super easy, fuss free treats like this one? I'd love to see them.

(p.s. Yes. I realize that I used more parentheses than were entirely necessary on this post.)

Enjoy!

Quotes and Motivation: Rich.

Priorities and perspective. 

Travel is the only thing you buy that makes you richer.

8 Ways to Use Christmas Discounts for Valentines Day

I love a good bargain, so naturally I am a clearance shopper. January is one of the very best times for people like me. Practically everything is on clearance!

During the month of January the most deeply discounted items are the leftover Christmas goods.

 Most people remember to stock up on clearance items for the following Christmas. I always, always buy new wrapping paper, and a few new things for the following Christmas. 

This is nothing new for us budget savvy folk.

For many, January is so full of resolutions, and purging, and organizing that they forget Valentine's Day exists until around February 1st. 

There are so many great deals that will make your  February self so thankful for your foresight. 

Many Christmas items can easily become Valentine's Day items, with a little imagination.

Yep, Valentine's Day in the Christmas section.

Too soon?

My February savings account doesn't think so!

Here is a list of things to buy right now at a huge discount to make your Valentine's day beautiful in both aesthetics and budget-friendliness.

1. Red and White Tissue paper.

 It's pretty affordable to begin with but I have come away with the big fancy packs for about $0.19 before. The possibilities are endless!

 tissue paper pom poms,

 tissue paper flowers,

source

tissue paper luminaries 

source

2. Red Dresses- its usually date night, after all! Show off your fitness resolution successes in a brand new red party dress.

3. Red sweaters and Cardigans. You can wear these pretty much year round as well.

4. Red Tights! to wear as is or for projects. These 2 are on my list.

source

source

5. Twinkle lights. Buy them now for like $1.00 per box and twinkle light your place up for a romantic evening.



source

6. Red ribbon. Apply where needed! Also good for wrapping birthday presents year round.

7. Red Dinnerware. If you are staying in this Valentines day, or if you make Valentine's day treats, some red dinnerware makes it all fancy.

8. Red and white candles. Candlelight is always welcome on romantic occasions. 

I've already gotten the twinkle lights and the tissue paper, and  will be making a few projects to decorate this place up for Valentine's day. The best thing about these projects? They are less than $1.00 each to make now that I have done my clearance shopping.

Creativity is important when you are on a budget. A budget does not mean you shouldn't have a good time, celebrate, give gifts, or decorate for holidays. It just means you have to be a bit more creative. From that necessity the very best ideas are borne.

Have you noticed any other Christmas items that could easily become Valentine's Day items? Share your ideas?

Budget Quotes and Motivation: Think of Your Future Self

Budgets.

They have been with me all my life.

Not because I grew up in an "alternative way",  with little money but a whole lot of land. (I did)

Not because we were  sometimes broke and really struggling.   (We were)

It is because, well, I like them


When I was 13-16 I remember fantasizing about college. Getting out on my own,  what would that look like?

I would collect the newspaper, grocery adverts, my parent's utility bills, and a calculator. I would lock myself in my room, turn on my radio, and research. (My dad would be on the only good computer in the house at the time)

I would find an apartment and a job in the paper. Then I would calculate how much groceries, and utilities would cost. I would look into colleges around town and see what a semester might cost. I would add that in too.


I would get a solid amount. I would reach a happy balance. I would feel really quite pleased with myself that I had it all figured out. It was a great comfort at that time. I knew when the time came I would make it just fine.

It still is a great comfort.
It is not always easy, though.


This year we have made travel a priority. To do this though, we will have to follow a pretty strict budget.

I know many people who hate to budget. Who are vexed by it. Or derailed by impulses, (this coffee is good NOW, it wont make a difference if I save $3.00 at home).

I feel like budgets are of utmost importance. They create guidelines and boundaries. They ultimately give you so much more autonomy.


It may feel like the budget is in control for a while, but every step closer to the goal makes a difference. Even if it is only a tiny step forward,  forward is the right direction.

In fitness, and in finance, here are a few go to reminders.

Sometimes saying no to something now, feels even better when you remember you are  saying yes to something in the future.

Be patient.

The control you show today directly affects the freedoms you will have tomorrow!

Set your limits and respect them.

Do not let your today self rob your tomorrow self.

Here's to staying in control!

Are you still on board with your budget resolutions for this year?

Sometimes You Just Have To Have a Setback

I feel like I've read this story before.

The heroine starts out on an epic quest, determined and focused on her goal. Nothing can stop her (you may even wish to add a cape to this heroine if it helps) from reaching it.

Then inevitably her best laid plans are thwarted.

At this point, said heroine, always finds her feet and ultimately defeats that which has sought to destroy her. Right?

Have you read this story too?

What I'm really trying to say is, I am experiencing quite a setback.

Just in the 1st week of 2014 I managed to put $375 into our savings. The next night, I discovered a very, very bad home repair issue. It is so bad that we will have to tear part of the floor in the kitchen up! There is costly home repair and then there is costlyhomerepair(!).

Despite being a bit discouraged, I am so thankful for these reasons:

1. I never liked that kitchen anyway. It functioned well, so I didn't mess with it too much. This is obviously a sign from the Universe telling me I have put up with it long enough.
2. This home will eventually be a rental home, a kitchen update will bring in more rent. Eventually. It is something that we can tick off the list of things we need to do to get this house rental ready.
3. I have been working at the hospital quite a lot this month, which is extra income that will hopefully help offset this new expense. Sure we might not get too far ahead, but we are also probably not going to move backwards either. Grateful that the opportunity came up.
4. Its super fun to play around designing new spaces. This is excellent motivation.

I will be having contractors come to look at it on Friday. At which time I may have an actual freak-out.

I'll get back to you.

RELAX!!! 25 Ways to Reduce Stress for Free!

I say "Relax" about a billion times a day.

Usually it is said this way :

"Just relax! Its fine."

This works all the time for my kids.

 No matter what "it" actually is. (for the record- It is usually a toy issue, I wouldn't say this if they were on fire or bleeding.)

I say it in my head too when I am getting frustrated, or overwhelmed.

It usually works... sometimes.

But I thought I would compile an actual list of free stress busting activities. Because as this year starts and we often feel the need to put a whole new load of demands in our already demanding lives. I figure, we should all just RELAX a little.

While spa days, yoga retreats, and beach vacations are nice and relaxing- we happen to be saving for something even more life changing and spectacular, and you might be too. So for now- try these.

Bonus points for combining several of these in one day!

1. Sing.

2. Dance. Check Youtube. Hulu. Or Netflix

3.Take a walk. Walking boosts endorphins in as little as 10 minutes.

My little guy walking

4. Bonus points if you take a walk with a friend.

5. Do yoga. 

6. Find a quiet place and just be.

7. Meditate.

8. Play a game. 

9. Call a friend or family member. Bonus points for skyping.

10. Play with your kids. Then hug them, a lot.

11. Take a bath.

12. Drink something hot. Even if it is just water with a lemon.

13. Write something.

14. Draw something.

15. Help someone else out.

16. Go play outside. Nature is the original stress reducer.

17. Find a source of water. Rivers, lakes, creeks, ponds, or ocean. Doesn't matter, just find some and do what you want in or near it.

18. Breathe deeply.


19. Visit the library, read in a quiet corner.

20. Stretch your body.

21. Say something nice to yourself, and mean it.


22. Take a nap!


23. Do toe-ga. (Warning: if feet kinda skeeve you out- skip this one)


24. Take a hike.

25. Go for a run.




I could really keep going on and on. You don't need money to beat stress. You just need to prioritize your time!

What are some of your thrifty stress busters?

Quotes and Motivation

 

 

Just go for it! Even if the outcome isn't exactly as you planned it, it will probably be way better than if you do nothing.

New Year, New Blog!

Well hello, shiny new blog.

 

I think a safe place to begin is to state the purpose for this blog. A mission statement, if you will.

 

This blog was created as a place to collect all of my personal favorite money saving/making/spending tips and ideas. A daily reminder to focus on our financial health, and ultimately so we can save enough money to travel. A lot. Maybe even for an extended period of time.  Within the year.

 

Also a daily reminder to keep myself fit and healthy, without a gym membership.

 

My goals for this year are pretty simple. Commitment is the hard part. I am confident this blog will help keep me accountable and creative.

 

+ its just fun to try new things.

 

Here is to a very focused and committed new year!

 

Happy 2014!!!!!!!!