February Progress

February.

By the time we get to the end of February we are just kind of battle weary. The glow of the new year has dimmed. We are tired of Winter's short, dark days. Even as the days are getting longer and stronger, they are just not enough at February's end. Are they?

At the end of February I am careful to remember that things can change so gradually that you will not notice it if you are not mindful. If you are drudging through your routine, head down and cursing your wet feet, you will just miss the change.

I look for the light, and the new growth, and the sunsets that are a minute or two later than the night before.

Then in comes March, with its joyful parade of light, and flowers, and greenery, and warmer days. St. Patricks day, and Guiness and corned beef and cabbage.

I love March. It has always been one of my favorite months.

Anyway, on to the financial update:
February was a great financial month! We were able to so away another $1900. Still working about 12 hrs a week at hospital, and only eating at home the majority of the time.

While this is pretty great, and far above what I assumed would be possible last December, we became unfocused this last week and spent a bit more on food than I wanted to.

I will do my best to make March even more organized. This helps any budgeting endeavor.

Just a quick blip today to mark progress. Hope your weekend is nice and relaxing!

Frugal Living and Giving: 15 Ways to Help Even on a Budget.

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All of us have times when we must lean on our family and friends. We also have times when we must be the friend someone leans on.
This should not change just because you are on a budget.
If, at the end of your goal, you find yourself with plenty of money and estranged friends, what was the point?
There are so many ways to help out that involve little or no money.
Sometimes just showing up for people makes the biggest impact. Even if you are empty handed.

Here are some ideas to help some friends in need for no money:

1.Do their laundry for them. No less than 3 loads. Washed, dried, folded and put away.

2.Babysitting. 2 hours. No big deal.

3.Clean out their car. Complete with vacuuming, and wipe down. (this was done for me as a birthday
present from a friend who was just laid off. It was one of my all time favorite presents).

4.Volunteer to make phone calls for them. Could be calling the doctor, insurance company, or even distant relatives that need to know some good, or bad news.

5. Shovel a walk/mow a lawn

6.Walk a their dog for them. Complete with a play session.

7.Take their kids for a sleepover with your kids. It is so nice to have a free night, especially so when you are dealing with stress.

8.Clean their kitchen for them. (As a new mom this was one thing I wish I had more of)

9. Go for a walk together, even if one of you is wheelchair bound (or especially so).

10. Volunteer to drive them to appointments. I work in the medical field, and this is a huge issue for many. So much that they may actually miss important appointments that can help them heal.

And for very little money:

1. A reach out meal- Bring a meal, paper plates/ plastic cutlery, and about 1 1/2 hours of good company.

2. Freezer meals- just do a search on the interwebs. You'll find about a million inexpensive freezer meals to make. Make 2-3 and a card appropriate for the occasion.

3. A gift card for a meal. +Bonus points for places that deliver.

4. A gas card (helpful for people traveling to and from hospitals and doc appts)

5. A good book. It may not seem like the time, but sometimes you need an escape. This one is more for hospital stays, and long treatment sessions. Not so much for new moms.

If you see a need, do what you can to help. It doesn't have to be expensive!

If you have any ideas to add, please do so in comments!

5/#48Walks : The Walk That Went Awry

My little guy is really, really into stories right now. He LOVES when people tell him stories. He likes to read, and we do every night, but what he is really into right now is the off-the-cuff stories that people tell upon request.

After hearing "you tell me a story?" About 30 times in one day, naturally you start just telling the stories about the day.

Our story of this walk was "Once upon a time, there was a cute little boy who set off on a mission to make it to the end of a loooooong walk to see if he could see some seals in the water. But, this little boy threw one of his shoes into the ocean and his Momma had to carry him all the way back to the start. The end."

This was our first real hike in about 10 days. After being shut up indoors due to unsafe windy conditions and that work thing I was elated to hear that sun was in the forecast. I finished my chores at a frenetic pace so we could just enjoy the afternoon out at one of our favorite spots.
I didn't bother checking tide tables. I just chased the sun.
We walked the mile to the boardwalk and arrived to find that it was lowtide, so we only got to see the strange wasteland that is usually hidden underwater. It is strange, but still beautiful, in a chaotic way.

Then, while I was distracted (by photo ops?), my son apparently threw his shoe off the boardwalk. I looked back to find one white little sock poking out from his pantleg. Then looked over the edge to see a tiny, lonely shoe.  Lost forever.

At this time I just started laughing like a crazy person. Just wondering what this little person could have been thinking. Age 2 is my favorite.
Maybe it got stuck under the railing and fell in?
Maybe, but the story I got was that he threw it.
He was pretty upset to learn we could not retrieve it.
I just picked him up and we walked together all the way back to the car.

And the whole time he was either telling or requesting the story of the little boy who threw his shoe into the ocean. The end.

Now, onto the pictures

Quotes and Motivation: Rich.

Priorities and perspective. 

Travel is the only thing you buy that makes you richer.

Using What I have. Making Stuff I Want.

Next weekend I have scheduled some time to sort through our closets and dressers. This act is a prelude to Spring cleaning. This is not a task I necessarily like, but I feel like life is much easier after decluttering, and that is usually motivation enough for me. 

This decluttering results in a giant pile of stuff. Some will be sold, most will be donated, and some will be upcycled, salvaged, repurposed, DIY'd, and live happily again as something completely different.

 I am pretty creative and I can see multiple uses for most objects, so this process is trickier than it seems.The pile of things I just "decluttered" can very easily become another pile of "crap to make or do later".

I have to be ruthless during the decluttering and reorganizing process.


But let me explain- using things I already have is one of my favorite things. It kind of feels like free in my flawed logic.



I have limited myself to 5 upcycling ideas because I feel pretty confident I can get these done in a reasonable time frame. There a few things we legitimately need, and a few that I just legitimately want. I will be looking through our cast offs with these things in mind, and getting rid of the rest that afternoon.


Without further ado, my 5 upcycling projects:

1.Use your old clothes for rags!

 I cant believe more people my age dont do this .Cut up unserviceable clothes to use as household rags for everything. Cleaning, wiping dog paws, keep a set to use instead of paper towels, even cut some to use on your swiffer (wet, or dry). When you are done using them, they go right in The wash. We only use paper towels when company is over. No wasted trees, or money.

2. Before tossing any clothing- remove zippers and buttons and any usable cloth. They can be used for projects later. My grandma taught me this. She had a super impressive button jar. I kinda wish I still had it.

3. Make a sweater bed for a small pet. Too cute. This will be made as a gift for my neighbor. She has two adorable little dogs, and mentioned she wanted one of these.

 4. Make lace boot "socks" out of sweater sleeves- (more like leg warmers, but so comfy and cute). I ordered some last year. I was so excited when they finally came and then as I was opening up the package the buttons fell off of one. I was so mad! I will just make my own. I already have the lace, buttons,and a specific sweater in mind.
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 3. Make a sweater throw pillow

 

 I love cable knit ones like these I found for $29.00.  Pfffft- $30  for a pillow? That's almost a full tank of gas for a weekend getaway! I would much prefer the experience of an adventure more than a pillow I will probably only use for a short time anyway. A few stitches, a cast off sweater, and a throw pillow I already own? That is totally doable!

4. Patch some sweaters together to make a cozy couch blanket. I don't think I have enough sweaters (or time, or patience) for a big blanket, but I do for a small couch sized one. This will go with the throw pillow into the play room.

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5.Repurpose an old pair of pants or a skirt into draft dodgers. 

We need one of these so bad! I plan to use a piece of pipe insulation that I already have, but you can fill them with just about anything.

 + Bonus points-we will be saving money on our energy bill! Tutorial for the one pictured here.

I'm looking forward to the end of this week, and the end of this month.

I can't wait to share our progress, with our budget and all of the other "goals" I set for myself this year!

Have you started your spring cleaning yet? What do you start with first?



8 Ways to Use Christmas Discounts for Valentines Day

I love a good bargain, so naturally I am a clearance shopper. January is one of the very best times for people like me. Practically everything is on clearance!

During the month of January the most deeply discounted items are the leftover Christmas goods.

 Most people remember to stock up on clearance items for the following Christmas. I always, always buy new wrapping paper, and a few new things for the following Christmas. 

This is nothing new for us budget savvy folk.

For many, January is so full of resolutions, and purging, and organizing that they forget Valentine's Day exists until around February 1st. 

There are so many great deals that will make your  February self so thankful for your foresight. 

Many Christmas items can easily become Valentine's Day items, with a little imagination.

Yep, Valentine's Day in the Christmas section.

Too soon?

My February savings account doesn't think so!

Here is a list of things to buy right now at a huge discount to make your Valentine's day beautiful in both aesthetics and budget-friendliness.

1. Red and White Tissue paper.

 It's pretty affordable to begin with but I have come away with the big fancy packs for about $0.19 before. The possibilities are endless!

 tissue paper pom poms,

 tissue paper flowers,

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tissue paper luminaries 

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2. Red Dresses- its usually date night, after all! Show off your fitness resolution successes in a brand new red party dress.

3. Red sweaters and Cardigans. You can wear these pretty much year round as well.

4. Red Tights! to wear as is or for projects. These 2 are on my list.

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5. Twinkle lights. Buy them now for like $1.00 per box and twinkle light your place up for a romantic evening.



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6. Red ribbon. Apply where needed! Also good for wrapping birthday presents year round.

7. Red Dinnerware. If you are staying in this Valentines day, or if you make Valentine's day treats, some red dinnerware makes it all fancy.

8. Red and white candles. Candlelight is always welcome on romantic occasions. 

I've already gotten the twinkle lights and the tissue paper, and  will be making a few projects to decorate this place up for Valentine's day. The best thing about these projects? They are less than $1.00 each to make now that I have done my clearance shopping.

Creativity is important when you are on a budget. A budget does not mean you shouldn't have a good time, celebrate, give gifts, or decorate for holidays. It just means you have to be a bit more creative. From that necessity the very best ideas are borne.

Have you noticed any other Christmas items that could easily become Valentine's Day items? Share your ideas?

New Year, New Blog!

Well hello, shiny new blog.

 

I think a safe place to begin is to state the purpose for this blog. A mission statement, if you will.

 

This blog was created as a place to collect all of my personal favorite money saving/making/spending tips and ideas. A daily reminder to focus on our financial health, and ultimately so we can save enough money to travel. A lot. Maybe even for an extended period of time.  Within the year.

 

Also a daily reminder to keep myself fit and healthy, without a gym membership.

 

My goals for this year are pretty simple. Commitment is the hard part. I am confident this blog will help keep me accountable and creative.

 

+ its just fun to try new things.

 

Here is to a very focused and committed new year!

 

Happy 2014!!!!!!!!