Frugal Living and Giving: 15 Ways to Help Even on a Budget.

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All of us have times when we must lean on our family and friends. We also have times when we must be the friend someone leans on.
This should not change just because you are on a budget.
If, at the end of your goal, you find yourself with plenty of money and estranged friends, what was the point?
There are so many ways to help out that involve little or no money.
Sometimes just showing up for people makes the biggest impact. Even if you are empty handed.

Here are some ideas to help some friends in need for no money:

1.Do their laundry for them. No less than 3 loads. Washed, dried, folded and put away.

2.Babysitting. 2 hours. No big deal.

3.Clean out their car. Complete with vacuuming, and wipe down. (this was done for me as a birthday
present from a friend who was just laid off. It was one of my all time favorite presents).

4.Volunteer to make phone calls for them. Could be calling the doctor, insurance company, or even distant relatives that need to know some good, or bad news.

5. Shovel a walk/mow a lawn

6.Walk a their dog for them. Complete with a play session.

7.Take their kids for a sleepover with your kids. It is so nice to have a free night, especially so when you are dealing with stress.

8.Clean their kitchen for them. (As a new mom this was one thing I wish I had more of)

9. Go for a walk together, even if one of you is wheelchair bound (or especially so).

10. Volunteer to drive them to appointments. I work in the medical field, and this is a huge issue for many. So much that they may actually miss important appointments that can help them heal.

And for very little money:

1. A reach out meal- Bring a meal, paper plates/ plastic cutlery, and about 1 1/2 hours of good company.

2. Freezer meals- just do a search on the interwebs. You'll find about a million inexpensive freezer meals to make. Make 2-3 and a card appropriate for the occasion.

3. A gift card for a meal. +Bonus points for places that deliver.

4. A gas card (helpful for people traveling to and from hospitals and doc appts)

5. A good book. It may not seem like the time, but sometimes you need an escape. This one is more for hospital stays, and long treatment sessions. Not so much for new moms.

If you see a need, do what you can to help. It doesn't have to be expensive!

If you have any ideas to add, please do so in comments!

Super Simple: Jello Playdough or Why I Will Not Be Buying Playdoh Again

Oh Man, you guys. This is so easy. I have to share. I wish I had known about this sooner.

If you have little kids, you probably have some playdoh in the house, (maybe in the carpet?). It is great for their little motor skills, and the dexterity of their little hands + their creativity and sense of accomplishment.

My son loves playdoh. It is the most frequent activity he requests. In fact I can't remember a day without playdoh in it somewhere. He loves it that much.

One day we sat down to play with his playdoh, and it was so dried out it was unusable. Gross, crumbly and no longer pliable. So I started researching online. I found a few Jello Playdough recipes and decided I had to try it.

Bulleted benefits of Jello Playdough:

• Jello Playdough is so easy to put together. It comes together in about 10 minutes. Less than the time it takes to go to the store to get more playdoh.
• One batch of Jello Playdough is approximately 3 1/2 cans of storebought playdoh.
• It doesn't dry out as quickly as it's commercial counterpart. (planned obsolescence?)
• It smells amazing. Whatever flavor your Jello is will be the scent of the Jello Playdough!
• It is a fun activity for your kids to help make. They like to measure and pour.
• It feels like a science experiment when the dough forms a ball during the cooking process.
• Jello Playdoh is more pliable. It just feels "softer and smoother:"
• Its way cheaper. 1 Jello packet costs about .69 and makes 3x what a .79- $1.50 can does. The rest of the items are already pantry staples. I could calculate what they all cost as well, but that is a waste of time since I will come to the same conclusion. 
• Warm Jello Playdough feels amazing. 
• Super bright colors

By now I know you are pumped, right? I tried a few different recipes, and adjusted them. Many Jello Playdough recipes call for cream of tartar, but I have no idea what it does. I made it both ways and saw no difference.

Here is the recipe we have been making the past 2 weeks:

1 Cup Flour

1 Cup Water

1/4 Cup Salt

2 TBSP  coconut oil

1 Jello packet

Mix ingredients together and cook over medium heat. Stir constantly until dough forms a ball. Turn out on a floured surface and let it cool. Knead a bit, then play.

the dough ball

It really is that easy. 

My little guy cut out a bunch of hearts for me. 

Quotes and Motivation: Rich.

Priorities and perspective. 

Travel is the only thing you buy that makes you richer.

End of Month Status: January

Happy Chinese New Year!

Horse year is suppose to be a fortunate year that brings luck and good things. Sounds excellent!


January, you were good.

Here is how you shook out.

Budget-This month we were able to put over $1,000 away. In just the first month! It makes me kind of sad that this money will be put towards a new kitchen in a home we will not be living in much longer (hopefully), instead of a big trip. In the long run though, it is providential and absolutely the way events should be transpiring.

We have done so, so good on our budget.

The only meals we ate out at were from Subway, and were both less than $15 each, for all 4 of us (+ an Ibotta rebate!)

We only bought what we needed. Which happened to include new clothes and shoes for my kid (growing too fast!). It was all bought on clearance online, and with Ebates rebates  (if you haven't signed up please consider clicking my link!) & extra coupon codes + free shipping.

I also committed to helping at the hospital about 12 hours a week, to bring in more income.

We had to get the car serviced ($171), had an enormous electricity bill ($369! usually around $240 as our entire house is electric, we have no other heat source), Our dog had an ear infection ($89), and I have had to get a tank of gas every week to get to work (about $160, but I will be reimbursed for this) . I also decided to support a friend who is running her first 35 mile Ultra Marathon with Team World Vision to provide clean drinking water to those in need ($25).

February's savings should be even better.


Health- I have only managed 1 run a week since working more, but have gotten out hiking or walking at least 4 times a week. I even share at least one of these ( #48Walks on instagram) , each week. My yoga practice is something I do daily, and I have added more meditation thanks to signing up for The Joyful Mother's Mamaste meditation group as part of a personal experiment.

Family- It has been good financially that I am working,  but this has come at a personal cost. My son is knee deep in serious separation anxiety. When I leave for work he is crying and begging me "don't leave me, mama!". Luckily he is with his Grandma and she takes excellent care of him. I have to remind myself that this is temporary.
I have been spending my mornings with him distraction free, and have a fun and interesting project or sensory time we can do together. I cannot say if it has helped or not.

House- Oh lord, this one I am making slow, slow progress on. There is such a wide range of things on this list that even when I cross 1 or 2 off a day it seems like they are instantly replaced by something else. Its an infuriating game of whack-a-mole.

I am so pleased with how well we did, and I am pumped about February!

I have many goals for this month,far too many to list here (not to mention some are downright boring..zzzz..) But I will still be focusing on saving, saving, saving & trying to get a few more runs per week in.

How did you do sticking to your goals in January?

Using What I have. Making Stuff I Want.

Next weekend I have scheduled some time to sort through our closets and dressers. This act is a prelude to Spring cleaning. This is not a task I necessarily like, but I feel like life is much easier after decluttering, and that is usually motivation enough for me. 

This decluttering results in a giant pile of stuff. Some will be sold, most will be donated, and some will be upcycled, salvaged, repurposed, DIY'd, and live happily again as something completely different.

 I am pretty creative and I can see multiple uses for most objects, so this process is trickier than it seems.The pile of things I just "decluttered" can very easily become another pile of "crap to make or do later".

I have to be ruthless during the decluttering and reorganizing process.


But let me explain- using things I already have is one of my favorite things. It kind of feels like free in my flawed logic.



I have limited myself to 5 upcycling ideas because I feel pretty confident I can get these done in a reasonable time frame. There a few things we legitimately need, and a few that I just legitimately want. I will be looking through our cast offs with these things in mind, and getting rid of the rest that afternoon.


Without further ado, my 5 upcycling projects:

1.Use your old clothes for rags!

 I cant believe more people my age dont do this .Cut up unserviceable clothes to use as household rags for everything. Cleaning, wiping dog paws, keep a set to use instead of paper towels, even cut some to use on your swiffer (wet, or dry). When you are done using them, they go right in The wash. We only use paper towels when company is over. No wasted trees, or money.

2. Before tossing any clothing- remove zippers and buttons and any usable cloth. They can be used for projects later. My grandma taught me this. She had a super impressive button jar. I kinda wish I still had it.

3. Make a sweater bed for a small pet. Too cute. This will be made as a gift for my neighbor. She has two adorable little dogs, and mentioned she wanted one of these.

 4. Make lace boot "socks" out of sweater sleeves- (more like leg warmers, but so comfy and cute). I ordered some last year. I was so excited when they finally came and then as I was opening up the package the buttons fell off of one. I was so mad! I will just make my own. I already have the lace, buttons,and a specific sweater in mind.
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 3. Make a sweater throw pillow

 

 I love cable knit ones like these I found for $29.00.  Pfffft- $30  for a pillow? That's almost a full tank of gas for a weekend getaway! I would much prefer the experience of an adventure more than a pillow I will probably only use for a short time anyway. A few stitches, a cast off sweater, and a throw pillow I already own? That is totally doable!

4. Patch some sweaters together to make a cozy couch blanket. I don't think I have enough sweaters (or time, or patience) for a big blanket, but I do for a small couch sized one. This will go with the throw pillow into the play room.

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5.Repurpose an old pair of pants or a skirt into draft dodgers. 

We need one of these so bad! I plan to use a piece of pipe insulation that I already have, but you can fill them with just about anything.

 + Bonus points-we will be saving money on our energy bill! Tutorial for the one pictured here.

I'm looking forward to the end of this week, and the end of this month.

I can't wait to share our progress, with our budget and all of the other "goals" I set for myself this year!

Have you started your spring cleaning yet? What do you start with first?



Quotes and Motivation: Travel

A reminder. 

8 Ways to Use Christmas Discounts for Valentines Day

I love a good bargain, so naturally I am a clearance shopper. January is one of the very best times for people like me. Practically everything is on clearance!

During the month of January the most deeply discounted items are the leftover Christmas goods.

 Most people remember to stock up on clearance items for the following Christmas. I always, always buy new wrapping paper, and a few new things for the following Christmas. 

This is nothing new for us budget savvy folk.

For many, January is so full of resolutions, and purging, and organizing that they forget Valentine's Day exists until around February 1st. 

There are so many great deals that will make your  February self so thankful for your foresight. 

Many Christmas items can easily become Valentine's Day items, with a little imagination.

Yep, Valentine's Day in the Christmas section.

Too soon?

My February savings account doesn't think so!

Here is a list of things to buy right now at a huge discount to make your Valentine's day beautiful in both aesthetics and budget-friendliness.

1. Red and White Tissue paper.

 It's pretty affordable to begin with but I have come away with the big fancy packs for about $0.19 before. The possibilities are endless!

 tissue paper pom poms,

 tissue paper flowers,

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tissue paper luminaries 

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2. Red Dresses- its usually date night, after all! Show off your fitness resolution successes in a brand new red party dress.

3. Red sweaters and Cardigans. You can wear these pretty much year round as well.

4. Red Tights! to wear as is or for projects. These 2 are on my list.

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5. Twinkle lights. Buy them now for like $1.00 per box and twinkle light your place up for a romantic evening.



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6. Red ribbon. Apply where needed! Also good for wrapping birthday presents year round.

7. Red Dinnerware. If you are staying in this Valentines day, or if you make Valentine's day treats, some red dinnerware makes it all fancy.

8. Red and white candles. Candlelight is always welcome on romantic occasions. 

I've already gotten the twinkle lights and the tissue paper, and  will be making a few projects to decorate this place up for Valentine's day. The best thing about these projects? They are less than $1.00 each to make now that I have done my clearance shopping.

Creativity is important when you are on a budget. A budget does not mean you shouldn't have a good time, celebrate, give gifts, or decorate for holidays. It just means you have to be a bit more creative. From that necessity the very best ideas are borne.

Have you noticed any other Christmas items that could easily become Valentine's Day items? Share your ideas?

Sometimes You Just Have To Have a Setback

I feel like I've read this story before.

The heroine starts out on an epic quest, determined and focused on her goal. Nothing can stop her (you may even wish to add a cape to this heroine if it helps) from reaching it.

Then inevitably her best laid plans are thwarted.

At this point, said heroine, always finds her feet and ultimately defeats that which has sought to destroy her. Right?

Have you read this story too?

What I'm really trying to say is, I am experiencing quite a setback.

Just in the 1st week of 2014 I managed to put $375 into our savings. The next night, I discovered a very, very bad home repair issue. It is so bad that we will have to tear part of the floor in the kitchen up! There is costly home repair and then there is costlyhomerepair(!).

Despite being a bit discouraged, I am so thankful for these reasons:

1. I never liked that kitchen anyway. It functioned well, so I didn't mess with it too much. This is obviously a sign from the Universe telling me I have put up with it long enough.
2. This home will eventually be a rental home, a kitchen update will bring in more rent. Eventually. It is something that we can tick off the list of things we need to do to get this house rental ready.
3. I have been working at the hospital quite a lot this month, which is extra income that will hopefully help offset this new expense. Sure we might not get too far ahead, but we are also probably not going to move backwards either. Grateful that the opportunity came up.
4. Its super fun to play around designing new spaces. This is excellent motivation.

I will be having contractors come to look at it on Friday. At which time I may have an actual freak-out.

I'll get back to you.